Key Account Team

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Combining Prime and Near markets, we provide you with the right tools to run your business more effectively and efficiently.

Our advanced rate-for-risk Near Prime scoring solution and Prime offering enables you to provide the very best finance outcome for all your customers. This means you no longer need to fear losing a customer as we can fund the majority of your customers, get them into a vehicle in a timely manner (deal and deliver) allowing you to focus on other important things.

Because we're part of the Secure Trust Bank family, we have the financial backing and stability to make our pricing, products and services work for you.  Our 'customer-first' culture means we understand what makes your business succeed, helping ensure your customer's needs are fully satisfied with our wide range of products. 

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Why Choose Us?

Loan to value

Loan to value

With a loan to value of 120%, additional products like warranties, GAP and seat and paint protection, can be added to the loan.

Added value products

Added value products

We support the funding of good quality additional products that help your customers enjoy their car confidently without worry.

Soft search facility

Soft search facility

The soft credit search will not leave a footprint on your customer's credit profile. We only apply the hard footprint once the loan is paid out.

Rapid pay-outs

Rapid pay-outs

We don't like to keep our customers waiting. With 80% of decisions automated, our experienced team speedily underwrite the majority of referred proposals, with over 90% of payout documents turned around very quickly.

Smart end-to-end technology

Smart end-to-end technology

We're partnered with White Clarke Group to use their Calms Consumer platform, which has on and off premises e-sign solutions and an on-line Customer Self-Service Portal.

Minimal fees

Minimal fees

Only one small fee of £10 at the end of contract, which the customer pays. We don't agree in large administration fees that make it harder for the customer to understand the offer.

National sales team

National sales team

We have a friendly and highly trained field team that covers every region throughout the UK to deliver exceptional customer service and support your dealership.

We are competitive

We are competitive

As a bank we can provide competitive rates and attractive commissions.

Our advanced rate-for-risk Near Prime scoring solution and Prime rate card enable you to provide the very best financing terms for all your customers. This means you no longer need to fear losing a customer as we can place the majority of your customers in a vehicle without any major delays to their credit approval decision.


Meet the Team

 

Ciara Raison 12

Vanessa Attenborough

Key Account Manager North

Time in the Motor Trade in years: 28 years

What do you do at V12?:

Dealer & Broker Acquisition and Dealer Development.  Supporting introducers are at the heart of everything I do whether its appealing a decision, chasing a settlement or payout.  Being on hand ensuring the sell the finance and the vehicle is key to my role.

What do you like about working at V12?:

The company is forward thinking and digitally minded with a customer first approach. We have a great team morale and a "can do" attitude. We are quick to adapt to the needs of our introducers and our customers and are determined and focused on creating the best outcomes.

What are your credentials/past experience, for working in your position?

 I started my career back in 1993 at NWS Securities which later became Capital Bank and then Bank of Scotland dealer finance..  The role was varied offering personal/asset/motor and leisure finance.  Due to redundancy I then moved to Close Brothers Motor Finance as a Key Account Manager in the North looking after a number of top AM 200 accounts.  After 5 years I then moved over to Paragon Bank doing a similar role but in addition brokers were added to the introducer portfolio.  In April 2019 I joined V12VF for the challenge and excitement of their venture into prime finance.  I have learnt a lot during my time about our near prime proposition which I am grateful to add to by knowledge bank and I am excited to see what the future holds as we move into the prime lending space.

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