The Secure Trust Bank Stock Funding Reference Rate was established from 1 December 2024 and is used for pricing Interest for our V12 Vehicle Finance Stock Funding product only. This rate is determined at the sole discretion of Secure Trust Bank to take account of its obtaining of funds and may vary at any time and from time to time.
Prior to the 1 December 2024 the Secure Trust Bank Commercial Lending Reference Rate was used for pricing Interest for our V12 Vehicle Finance Stock Funding product. Historic rates for the Secure Trust Bank Commercial Lending Reference Rate can be accessed from the link below.
Percentage | Effective from |
---|---|
6.35% | 1 December 2024 |
For our historical Commercial Lending Reference Rates, click here.
V12VF News
Important business announcement about Vehicle Finance lending
Following a review of our businesses, we have decided to stop new Vehicle Finance lending under the Moneyway and V12 Vehicle Finance brands. All other businesses which are part of Secure Trust Bank Group are unaffected and continue to operate as normal.
Customers
If you have an existing finance agreement with us, don't worry, you are not affected. Your agreement will continue as normal. Supporting our customers continues to be a key priority for us and you can continue to contact us via the usual channels.
Dealers
We are in the process of contacting all our dealers to explain what this means for you and what steps will be taken. Supporting our dealers continues to be a key priority for us and you can continue to contact us via the usual channels.

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