We help dealers fund their forecourts and provide motor finance as a specialist lender through selected brokers and dealers, with a fully digital end-to-end journey.

Our stock funding is built for dealers who buy smart and sell fast. Whether you're sourcing from auction, trade, or part-ex, we'll help you get the right cars on your forecourt without the upfront squeeze.

Working with various partners, we ensure that our dealers get the best products and services.

Our partners

Stock Funding

Whether you’re just starting or ready to scale, our stock funding flexes with you.

Vehicle Finance

Check out our Motor Finance for selected dealerships and brokers.

Find the right auction partner for you

We know your time is short, so let's keep this simple - stock is not always easy to find, that's why we work with some of the UK's largest auction houses. All you need to do is open an account with the auction houses you want to buy vehicles from and get your stock funding account set up with us.

Check out our Partners


How Our Products Fit Into Your Business

Stock Funding

Let’s keep it simple. You’re buying and selling cars. You need flexible funding that doesn’t give you a headache. That’s where we come in.

Our Partners

Work with our auction house partners to help you find the right vehicles for your forecourt. 

Vehicle Finance

You are looking for a specialist lender, look no further.  We keep everything clear and simple with slick processes.

Latest News

A blue background with writing on the left hand side which says 'Used car market trends: What dealers need to know for summer'. On the right hand side is a dealer looking into the window of a car. The V12 Stock Funding logo is in the bottom left of the image.

Used car market trends: What dealers need to know for summer 2025

Summer 2025 is shaping up to be a strong season for dealers who stay ahead.  

Orange car in the foreground with a woman to the right of the background slightly behind the car. The words 'Debunking the Myths of Stock Funding' are on a navy blue rectangle box over the front of the car.

Debunking the Myths of Stock Funding

When it comes to Stock Funding, misconceptions often deter car dealers from exploring the benefits it offers. 

5 Years Strong campaign image

Celebrating Five Years of Growing Dealers: V12 Vehicle Finance's Journey in Stock Funding

As we celebrate our fifth year of providing Stock Funding solutions, it is essential to reflect on the journey that has brought us here and the vision that propels us forward.