The Secure Trust Bank Lending Reference Rate was established from 1 September 2015 and is used as a basis for pricing variable rate lending on our Real Estate Finance and Commercial Owner-Occupied Mortgage Products and for pricing Interest for our V12 Vehicle Finance Stock Funding product. This rate is determined at the sole discretion of Secure Trust Bank to take account of its Cost of Funds, and may vary at any time and from time to time.

Percentage Effective from
6.60% 1 September 2024
Percentage Effective from
6.85% 10 August 2023
6.60% 3 July 2023
6.10% 15 May 2023
5.85% 3 April 2023
5.60% 9 February 2023
5.10% 3 January 2023
4.60% 10 November 2022
3.85% 10 October 2022
3.35% 1 September 2022
2.60% 1 June 2022
2.35% 1 April 2022
2.10% 1 March 2022
2.00% 1 April 2020
2.25% 2 August 2018
2.00% 1 September 2015

Important business announcement about Vehicle Finance lending

Following a review of our businesses, we have decided to stop new Vehicle Finance lending under the Moneyway and V12 Vehicle Finance brands. All other businesses which are part of Secure Trust Bank Group are unaffected and continue to operate as normal.

Customers

If you have an existing finance agreement with us, don't worry, you are not affected. Your agreement will continue as normal.  Supporting our customers continues to be a key priority for us and you can continue to contact us via the usual channels.

Dealers

We are in the process of contacting all our dealers to explain what this means for you and what steps will be taken. Supporting our dealers continues to be a key priority for us and you can continue to contact us via the usual channels.

 

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