The Secure Trust Bank Lending Reference Rate was established from 1 September 2015 and is used as a basis for pricing variable rate lending on our Real Estate Finance and Commercial Owner-Occupied Mortgage Products and for pricing Interest for our V12 Vehicle Finance Stock Funding product. This rate is determined at the sole discretion of Secure Trust Bank to take account of its Cost of Funds, and may vary at any time and from time to time.

Rate Percentage Effective from
Secure Trust Bank Commercial Lending Reference Rate 2.60% 1 July 2022
Rate Percentage Effective from
Secure Trust Bank Commercial Lending Reference Rate 2.35% 1 April 2022
Secure Trust Bank Commercial Lending Reference Rate 2.10% 1 March 2022
Secure Trust Bank Commercial Lending Reference Rate 2.00% 1 April 2020
Secure Trust Bank Commercial Lending Reference Rate 2.25% 2 August 2018
Secure Trust Bank Commercial Lending Reference Rate 2.00% 1 September 2015