About Us

Getting to Know Us

Powered by Secure Trust Bank, V12 Vehicle Finance offers finance for used vehicles. With a powerful hub of products and technology-led partners, we make it easy for you to finance your vehicle through our recommended dealers.

Our ‘customer-first’ culture means we help ensure your needs are fully satisfied with our wide range of products. Our highly experienced and friendly team, with a rich background from many areas of the used vehicle industry, is committed to helping you.

Group of experts in meeting

Striving for Greatness

We have a strong set of values that we live every day. Along with our Grow, Sustain and Love strategy, we’re building a great business for our customers, colleagues and shareholders.

Discover Our Values

Meet Our Team

Our team of experts are ready to help and support you.

David Nield

David Nield

Managing Director, V12 Vehicle Finance

David Nield occupies the position of Managing Director at V12 Vehicle Finance and previously Chief Operating Officer at Secure Trust Bank Plc.

In the past David has held the position of Head-Asset Finance at Barclays Plc and Deputy Chief Executive Officer of Iveco Capital Ltd.

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Ciara Raison

Ciara Raison

Sales & Marketing Director

Ciara joined Secure Trust Bank’s vehicle finance division in January 2018 with responsibility for growing market share.

Specifically within the franchised and independent dealer sector and leading the sales and insight team. Ciara was previously head of sales for Close Brothers Motor Finance and has also worked for Royal Bank of Scotland, NatWest and Aviva.

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Nikki Tyler

Nikki Tyler

Operations and Service Solutions Director

Nikki has responsibility for the operational efficiency of the vehicle finance business.

This includes all current and future IT development. Nikki has been with Secure Trust Bank for over a decade, the last six years of which she has spent as its head of change.

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Richard Cox

Richard Cox

Head of Operations – Motor Finance

Richard has over 20 years motor finance experience and is responsible for the operational support functions within our business.

Richard has over 20 years motor finance experience and is responsible for the operational support functions within our vehicle finance business including Underwriting, Payout, Fraud, Customer Services, Complaints and Quality Assurance.

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Catharine Allford

Catharine Allford

Head of Collections

Catharine has 19 years’ experience in credit management and debt collection.

She has worked for the bank since 2017, having previously worked for Cabot Credit Management. Catharine is responsible for the complete debt collection and asset recovery cycle from pre delinquent accounts through to the recovery and sale of assets.

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Tim Maffey

Tim Maffey

Finance Director

Tim has 20 years’ experience in the finance and risk sectors, having spent over 18 years with GE Capital.

During this time he held a variety of roles culminating in the position of risk operations leader. Tim joined Secure Trust Bank in January 2018.

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Howard Paley

Howard Paley

Product Director

Howard joined Secure Trust Bank in June 2018 in the newly created role of product director.

Howard is responsible for driving the creation of new vehicle finance products and managing delivery and lifecycle. Howard joined from Ricoh Capital, prior to which he worked for Ford Credit for over 20 years.

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Donna Moore

Donna Moore

Senior Compliance Manager

Donna is a compliance specialist with over 10 years’ compliance experience and joined Secure Trust Bank in 2015.

She is responsible for establishing, implementing and maintaining a regulatory framework to ensure the consumer credit business complies with regulatory requirements. Donna is a member of The London Institute of Banking & Finance and the International Compliance Association. Prior to joining Secure Trust Bank, Donna worked as a compliance advisor at Deutsche Bank.

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Andrew Dale

Andrew Dale

Head of Credit Risk

Andrew has 19 years’ experience in credit risk managing inhouse risk teams for a number of UK Banks.

He has also spent time as a consultant for Equifax working for a number of their European customers. Andrew joined Secure Trust bank in July 2015 as head of credit risk for motor and retail.

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We're looking to grow

Would you like to join a fast-growing company based in Birmingham? We are always looking for the best candidates to help us expand our business and we'd love to hear from you!